MYFLORIDAHSA.COM
Cost Effective Health Insurance for the 21st Century

Call (877) 693-5472
(954)779-3366


  .: Home
.: About Us
.: News
.: Companies
.: Quotes
.: Contact
  .: Individual & Family
.: Group Health
.: Dental
.: Seniors
.: Life
.: Long Term Care
.: Annuities
.: Short Term Medical

Long Term Care

There's a good chance that you may need to pay for nursing home, assisted living or, home health care one day. In fact, more than half of the U.S. population will require long-term care at some point in their lives.


If you're concerned about being financially secure during your retirement years, you owe it to yourself and your loved ones to protect yourself against what could be the greatest threat to your financial security, the cost of long-term care.For more information or to get a quote, fill out our online long term care quote form.

It is a common assumption that Medicare will help pay for long-term care. Many people have worked towards retirement assuming that should they need long-term care at some point in the future, they could count on Medicare to help pay the bill. Medicare is health insurance for people over the age of 65, long-term care is a type of medical care that many people may need at some point in their lives. Generally, however, Medicare does not pay for long-term care.

Although Medicare does provide health coverage for senior citizens, it provides limited long-term care coverage. In some limited situations, Medicare will pay some of the costs of Medicare beneficiaries who require skilled nursing or rehabilitative services. In order to receive these payments, the Medicare beneficiary must receive services from a Medicare certified nursing home after a qualifying hospital stay. Only about 17.8% of all long-term care costs came through Medicare in 1998.

While Medicare helps to provide nursing facility care for up to 100 days, Medicare does not pay for care that does not require professional medical skills or training and a patient must be admitted into a nursing facility that accepts Medicare coverage within 30 days of a three-day hospital stay.

For more information or to get a quote, fill out our online long term care quote form.