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Medicare is a federal health insurance program for people 65 years of age or older, or otherwise qualified for Medicare. It pays for much of your health care, but not all of it, such costs could be, prescription drugs, deductibles, coinsurance.

Medicare Supplement Insurance is a health insurance policy sold by private heath insurance companies to fill the "gaps" in Medicare coverage. For more information or to get a quote, fill out our online Medicare quote form.

While Original Medicare covers many health care costs and services, it does not cover things like coinsurance, copayments, and deductibles. These costs are considered "gaps" in your Medicare coverage, because you typically have to pay for them yourself.

To help you cover these gaps, you may consider purchasing a Medigap insurance policy.

Available through private insurance companies, Medigap policies can help you pay some of these out-of-pocket health care costs. Many policies also cover additional benefits and services not covered by Original Medicare.

Insurance companies are only allowed to sell you one Medigap policy. Currently, there are different standardized plans, referred to as "A", "B", "C", "D", "E", "F", "F+", "G", "H", "I", "J", "K", and "L" (MA, MN, WI have variation plans).

Because the policies are standardized, the benefits for a particular plan are the same for each company within a state. The primary difference will be the cost, but factors like underwriting and rating methodology can also vary from insurance company to insurance company.